Medicare 2025 Costs at a Glance

2025 Costs at a Glance
Part A premium Most people don't pay a monthly premium for Part A (sometimes called "premium-free Part A"). If you paid Medicare taxes less than 30 quarters, the standard Part A premium is $518 in 2025. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $285 in 2025.
Part A hospital and inpatient deductible You pay:
  • $1,676 deductible for each benefit period
  • Days 1-60: $0 coinsurance for each benefit period
  • Days 61-90: $419 coinsurance per day of each benefit period
  • Days 91 and beyond: $838 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime)
  • Beyond lifetime reserve days: all costs
Part B premium Most people pay $185.00 each month (or higher depending on your income).
Part B deductible and coinsurance $257. After your deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services (including most doctor services while you're a hospital inpatient), outpatient therapy, and durable medical equipment.
Part C Monthly Cost Part C monthly costs varies by plan.
Part D premium The Part D monthly costs varies by plan (higher-income consumers may pay more).

 

This information comes from www.medicare.gov

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